Mindblown: a blog about philosophy.
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Poll: Americans Are Terrified About Social Security
Anxiety about the future of Social Security has reached a 15-year high, with 52% of Americans expressing significant concern, according to a recent Gallup poll. Concerns about the economy, health care costs, and inflation are also high. The worries stem from recent actions by the Trump administration, including cuts to the Social Security Administration and…
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How AI, Big Data and Location Intelligence Are Transforming Commercial Real Estate
AI, big data, and location intelligence are transforming commercial real estate by offering data-driven insights for better decision-making and risk reduction. AI automates financial metrics and monitors portfolio conditions, while big data and AI together process large datasets for market predictions. Location intelligence improves operations and marketing. Businesses need scalable infrastructure and data security to…
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Effective Strategies for Financial Advisors to Market to Different Client Segments
Developing effective marketing strategies is crucial in the financial advising sector to attract and retain clients. Key strategies include understanding client segmentation, personalizing approaches, prioritizing content marketing, using social media, hosting webinars, establishing referral programs, partnering with niche influencers, and networking in professional associations. Continuous evaluation and refinement based on feedback and trends are essential…
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Is Recession Fear Pushing Mortgage Rates Down? Not Really!
Trump’s push for lower mortgage rates and economic policies may stir market reactions, but no recession yet. The bond market shows no recession signals yet, with the 10-year yield holding steady at 4.22%.
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Commercial vs. Residential Real Estate Investing
Commercial and residential real estate investing offer different opportunities and challenges. Residential real estate, including single-family and multifamily properties, attracts individual investors for rental income and appreciation. Commercial real estate, such as office buildings and retail spaces, often provides higher returns and longer leases. Investors should evaluate purpose, income, tenant base, market dynamics, financing, and…
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How Stable Is Washington’s Housing Market?
Washington’s housing market has a 28.8% chance of a 5% price drop over the past 25 years, slightly higher than the US avg of 26.4%.Home prices ↑ 243% since 2000, compared to ↑ 196% nationwide.
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Bills Proposed to Address Rent Gouging in Washington
Proposed bills House Bill 1217 and Senate Bill 5222 aim to address rent gouging and housing challenges. Rent increases of up to 7% yearly are allowed, with 6 months' notice for hikes above 3%.
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Happy April Fool’s Day
Breaking news! Interest rates at pre-pandemic levels, mortgage rates at all-time low, announces Fed. It's a dream come true for homebuyers who have been waiting for the perfect time to enter the market! Dream on… Happy April Fool’s Day!
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Step-by-Step Guide to Getting Your First Mortgage
Buying your first home is a significant financial step, made easier by low-interest loans. It's essential to gather information on the homebuying process, including comparing mortgage lenders and loan options. Evaluate loan terms, interest rates, and mortgage insurance requirements. Prequalify for a mortgage, obtain conditional approval, and make an offer on a home. After the…
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