Mindblown: a blog about philosophy.
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Buy or Wait? Home Purchases and Elections
Personal financial health, not election timing, is the key factor in deciding to buy a home. Political elections historically have little effect on long-term home value appreciation or the housing market.
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Money-Saving Hacks for Homebuyers in 2025
Cut Cable Costs: Switching from cable to streaming can save over $2,600 annually. Reduce Subscriptions: Regularly review and cancel unused streaming and subscription services to avoid overspending.
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How to Prevent a Tax Hit When Selling a Rental Property
Investing in rental properties can generate steady income and significant profits upon sale, but it may also lead to substantial capital gains tax liabilities. In 2024, the capital gains tax rate is 15% for married couples with taxable income between $94,051 and $583,750, rising to 20% for higher incomes. Strategies to minimize these taxes include…
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What Is Buy Now, Pay Later?
BNPL options are becoming popular for spreading payments on large purchases, including home-related expenses.BNPL loans don't require hard credit checks, making them easy to qualify for.
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Vet potential tenants who have applied to live in your rental property with these tips
To find qualified tenants, landlords should conduct thorough screenings, including background checks, financial assessments, and reference checks from previous landlords. Establishing baseline requirements, such as a rent-to-income ratio of two to three times the rent, is crucial, though rising living costs may complicate this. For first-time renters, character references can be useful. Cosigners may be…
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Check out my listing Address: 8362 Portal Way Blaine, 98230
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In Honor of Heroes: Veterans Day!
The “11th hour of the 11th day of the 11th month" of 1918 signaled the end of World War I. It's honored as Veterans Day to remember the men and women who have served, and continue to serve during times of war, conflict and peace. Salute to all heroes, and thank you for your service.personnel…
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Check out the new listing
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Interest Rate Forecast: Next 12 Months
Economists forecast gradual interest rate cuts through 2025 to support economic growth. Current inflation rates will significantly influence future rate adjustments.
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A millionaire landlord has 3 tips for anyone thinking of buying rental real estate right now
Marcia Castro Socas, an experienced landlord, emphasizes the importance of the landlord-tenant relationship in rental real estate. She advises against solely seeking the cheapest properties, as they may require unexpected repair costs. Castro Socas also suggests not letting market news dictate investment plans, sharing her experience of holding onto properties during the 2008 market collapse.…
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